W-2’s for the last two years Paycheck stubs for the last 30 days Checking and saving statements for last 2 months (all pages) Most recent statement for investment accounts (all pages) Copy of sales contract when ratified Canceled earnest money check when it clears the bank (front and back) Commissioned or bonused income must have tax returns for last 2 years Check for $400. for the appraisal made out to CIMG, Inc. Copy of drivers license for applicant and co-applicant Copy of all bankruptcy papers if applicable Divorce Decree or Free Trade Agreement if applicable Social Security awards letter if applicable Documentation supporting retirement trust income if applicable
SELF-EMPLOYED BORROWERS:
Most recent 2 years tax returns (all schedules) Copy of current profit & loss statement and balance sheet Copy of corporate/partnership tax returns for most recent 2 year period
DOCUMENTS NEEDED FOR VA LOANS:
Original Certificate of Eligibility Copy of DD214 Discharge Paper Name and address of nearest living relative